All your money,
one honest ledger.
Free to use · New accounts are approved by the household admin
Total net worth
$0.00
+$1,184.20 this month
Spent · Sep
$0.00
Safe / day
$0.00
Runway
0.0 mo
Budget pacing
Just synced
Live- −SRD 350.00
Choi's Supermarket
Republic Bank · email
- +$2,400.00
Salary
Payoneer · email
- −SRD 612.40
EBS Electricity
Uni5Pay · logged by AI
Less typing. More knowing where it went.
The boring parts of tracking money happen on their own, so the numbers are there when you need them.
Bank emails become transactions
Connect Gmail once. Card purchases, transfers and wires are parsed, categorised and de-duplicated automatically, then posted to the right account.
Debit card purchase SRD 350.00 at CHOI'S SUPERMARKET PBO. Available balance…
Just tell the copilot
Log cash spending by text, voice or a receipt photo. Every change can be undone.
Built for multi-currency life
SRD, USD, EUR and crypto side by side. Swaps record the rate you actually got.
You sent
$0.00
You received
SRD 0
Insights that keep up
Your AI insights refresh every hour: budget pacing, runway, unusual spending and what to fix first, based on your own history.
Dining out is at 88% with 9 days left
9.4 months of expenses in liquid cash
3 subscriptions renew this week
Everything around the ledger, too.
Budgets & pacing
Monthly limits per category with day-by-day burn and a safe-to-spend number.
Savings goals
Fund goals straight from an account, in any currency, with progress tracked.
Subscriptions
Recurring bills are recorded automatically on their due date.
Lending
Money you lent or borrowed, with installments and interest.
Analytics & cash flow
Trends, spending calendar and a Sankey view of where money goes.
Financial statements
Balance sheet and cash-flow statement, generated monthly.
Activity log
Every edit is audited. Archived transactions can be restored.
Installable app
Works as a phone app with a bottom bar, swipe actions and privacy mode.
Up and running in minutes.
01
Create your account
Pick your currency and the accounts you hold. An admin approves new sign-ups.
02
Connect your bank emails
Grant read-only Gmail access, or import a CSV to bring in history.
03
Let it run
New transactions land automatically. Log cash with the copilot, check insights anytime.
Your finances stay yours.
Cashly never asks for your bank password and never sells data. It runs on your own server, and every household member has a private ledger.
Each person sees only their own money
Every account, transaction and merchant is scoped to its owner and checked on each request.
PIN or Google sign-in
Rate-limited PIN login, weak PINs rejected, new sign-ups approved by the household admin.
Secrets encrypted at rest
Bank-email tokens and API keys are stored with AES-256 encryption.
Nightly backups
A consistent snapshot of the ledger every night, plus a daily integrity check.
Nothing is hard-deleted
Archiving reverses balances and can be undone. The audit trail keeps every change.
Your own server
Runs as two Docker containers on your hardware with a SQLite database you own.
Questions, answered.
Cashly reads the notification emails your bank already sends you. It has parsers for Republic Bank (debit card, transfers, wires) and Payoneer, and you can add custom rules for other senders. You can also import a bank CSV or log transactions by hand or through the AI copilot.
Know where every dollar and SRD goes.
Sign up in a minute. Once an admin approves you, connect your bank emails and your transactions start flowing in.